Average Payback for Homes with Natural Gas Water Heaters

How to Use this Table: This chart shows how much money an average household with four people, with a natural gas water heater, will earn over ten years if they invest in all five core investments and re-invest earnings in safe, modest investments.

Compare to households with electric water heaters.

If My Family Lives in...My Annualized Rate of return is...How much will my $1290 investment be worth in 10 years?
Atlanta26.19%$13,213
Honolulu26.16%$13,177
Boston23.80%$10,911
Portland, ME23.78%$10,888
San Francisco23.65%$10,780
Gulfport, MS23.50%$10,645
Seattle23.13%$10,336
New York City22.75%$10,015
Hartford21.99%$9,418
Austin21.85%$9,307
Los Angeles21.30%$8,899
Baltimore21.17%$8,800
Portland, OR21.13%$8,773
San Diego21.09%$8,744
Washington D.C.20.97%$8,660
Jacksonville20.44%$8,284
Anchorage20.31%$8,195
Los Vegas19.95%$7,955
Cincinnati19.91%$7,928
Charlotte19.89%$7,911
Nashville19.77%$7,835
Philadelphia19.51%$7,664
Columbus19.48%$7,648
Dallas19.40%$7,598
Pheonix19.36%$7,573
Houston19.30%$7,541
U.S. Average19.16%$7,448
Topeka18.65%$7,132
Detroit18.49%$7,035
Minneapolis18.42%$6,997
Des Moines18.17%$6,850
Louisville18.07%$6,794
Little Rock17.98%$6,743
Indianapolis17.86%$6,672
Colorado Springs17.34%$6,384
St. Louis17.31%$6,368
San Antonio17.16%$6,286
Chicago16.74%$6,064
Billings16.02%$5,701
Albuquerque15.80%$5,594
Lincoln 15.58%$5,490
Salt Lake City14.12%$4,834
Wall Street (S&P 500 Average from 1980-2009, including dividends)10.27%$3,429
Recent Wall Street (S&P 500 Average from 2000-2009, including dividends)0.11%$1,304

Read about the assumptions I made constructing this table.

This is caluclated using the average electricity rates for the state where the city is located.

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